Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...
The biggest credit-card issuers collected about $146 billion in revenue last year from America’s reliance on debt. The combined results from JPMorgan Chase, American Express, Capital One and Citigroup ...
The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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