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Nearly every state requires a minimum amount of car insurance. In Maryland, car owners are required to have: Maryland requires you to carry 30/60/15 in liability coverage. That means you need at least ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...