What's a good credit card interest rate for 2026?

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.
Bankrate on MSN

Credit card interest rate forecast for 2026: Rate cuts will bring little relief to cardholders

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...
AOL

The Fed's cutting rates but credit card APRs aren't budging — this is why

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...
RealClearMarkets

The Inadvertent Costs of Capping Rates on Credit Cards

Last week, Senator Bernie Sanders and Josh Hawley introduced legislation that would cap the interest rate on credit card debt at just ten percent, a far cry from the 24 percent that is the norm for ...
Afro

Record-high credit card interest rates and fees are bogging down consumers– here’s how to avoid them

Monthly credit card statements are causing consumers ongoing stress and concern. After years of high inflation and rising interest rates, consumers are having trouble keeping up with their credit card ...