Seen through an actuarial lens, the changing climate is not an ideology. It’s a risk management challenge already reshaping ...

Learn how private-passenger auto insurance risk profiles assess driver risk, categorizing policyholders into preferred, ...

Farm management analyst Kent Thiesse shares some tips on understanding the differences available in crop insurance options ...

Beinsure Media outlines how weaker GDP growth, trade tension, and higher catastrophe losses are reshaping global ...

Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is assessed and how to lower it.

Home insurance premium growth slowed in 2025 as carriers regained rate adequacy and capacity, but record-high costs, rising deductibles, and tighter underwriting continue to pressure homeowners and ...

Cyber insurance is still young compared with other lines of coverage, but it is evolving quickly. The organizations that will ...

This report studies the pricing of negatively elevated structures in the National Flood Insurance Program. Current NFIP methods for calculating risk-based premiums for these structures, including risk ...

California’s multibillion-dollar home insurance industry would have you believe it’s on the verge of collapse. In recent ...

Even in California’s high-risk environment, some large insurers that were approved to increase their rates by about 7 percent ...

The Victorian bushfires are expected to add further upward pressure on insurance premiums, particularly in regional and ...