A key attraction to permanent life insurance is that it provides not only a death benefit when you die but accumulates a cash value from which you can borrow while you’re still alive. But access to ...

The volatile markets of the past few years have compelled many investors to alter their asset allocations and replace equity positions with Treasury bills or other safer, short-term investments. If ...

Single-premium endowment plans offer a lump-sum investment with life cover and modest returns.Typical returns range from four ...

Sales of single-premium life insurance products through banks bolstered sales of all life insurance products in the channel in 2002. Banks sold $484 million of single-premium products last year, up 48 ...

While the life insurers paid an average first year commission of 26%, the industry disbursed renewal commission of 4% in April-September 2025.

Rock Island, Ill. – June 27, 2025 – Royal Neighbors of America has announced the launch of its new Jet Single Premium Whole Life (SPWL) product (Form Series 241812). Designed with application ...

Helping senior clients through estate planning requires a comprehensive strategy that includes consultations with their legal and tax advisors to ensure proper asset distribution, minimize tax ...

If you have term life insurance, your policy may never pay out. In some ways that's a good thing — it means you're still alive! But it also means the coverage from the policy has expired and you (or ...

Paid the lump sum premium for your 3-year health insurance or single premium life insurance policy upfront, only to learn that GST on premiums has been slashed from 18% to 0% starting September 22?

If you are one of these individuals, here’s an idea that may prove more productive over time. Use some of these funds to purchase the whole life, disability or long-term care insurance you’ve been ...