Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

As seniors transition into retirement, evaluating homeowners insurance becomes even more important. Seniors’ home insurance needs may differ due to factors such as fixed incomes and potentially ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

With extreme weather events increasing in recent years, homeowners insurance companies have raised premiums or stopped offering coverage completely. Many of the policyholders hit with nonrenewal or ...

Homeowners insurance can cover damage to your property, whether it's from a burst pipe or a devastating fire. You'll need to file an insurance claim if you want to get compensated, however, and ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

When consumers purchase insurance policies, they look for reliable coverage at a reasonable cost. Policies that have come to be known as “junk insurance” provide the opposite: high cost with low value ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options ...