After the taxpayer has received a SoSEPP payment determined under one method, can the taxpayer change to another method? What is the effect of the assets being completely …

Oct 6, 2025 · What is a SEPP plan? A SEPP plan is a way to withdraw funds from a retirement account prior to age 59½ using an IRS-approved method to calculate the withdrawal, or payment.

Sep 1, 2025 · A Substantially Equal Periodic Payment (SEPP) plan allows you to withdraw from retirement accounts before age 59½ without the usual 10% penalty, aligning with IRS Rule 72 (t).

Oct 15, 2025 · One way to dodge this hurdle is the Substantially Equal Periodic Payments (SEPP) strategy, better known by its IRS code: 72 (t). What sounds like a trigonometry calculator is …

Aug 19, 2024 · Substantially equal periodic payments (SEPP) are a series of withdrawals taken from retirement accounts before age 59 1/2, calculated using IRS-approved methods, that …

It does not apply to non-US investors. One way an investor can take withdrawals from a traditional IRA before the age of 59 1/2 without triggering the 10% early withdrawal penalty tax is to …

Dec 5, 2023 · However, early retirees can still access their funds by taking what is known as substantially equal periodic payments (SEPP) in an IRA, 401 (k), 403 (b) or other qualified …

Apr 27, 2024 · SEPP, which stands for substantially equal periodic payments, is a little-known program that can enable you to withdraw money from your IRA or 401 (k) before age 59.5 …

Apr 24, 2025 · Background: In the past we have covered the special rule in the Tax Code that permits withdrawals from an IRA prior to age 59 ½ without penalty, called the substantially …

The Substantially Equal Periodic Payment (SEPP) method under IRS Section 72 (t) allows for penalty-free withdrawals from retirement accounts before age 59½, avoiding IRS penalties on …