Our credit utilization calculator quickly determines your ratio of available credit and delivers the next steps to improve your credit score.

This calculator will help you manage your debt balance and analyze the credit utilization chart, which explains the importance of credit utilization for your credit score.

Jul 31, 2025 · Maintaining a healthy credit utilization ratio is critical to healthy credit. Calculate your credit utilization and learn how to manage it with Forbes Advisor.

Use our handy credit utilization calculator to determine if your ratio is too high or just right.

Jan 16, 2025 · Credit utilization affects both your credit score and report. Learn about how credit utilization works and quick tips and tricks to lower your score quickly.

Feb 17, 2025 · Credit Utilization Rate Calculator is a financial tool designed to help businesses understand and manage their credit usage effectively.

3 days ago · All you need to do is input the credit card balance and credit limit for each of your cards and hit the calculate button to determine your credit utilization rate.