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  1. FHA and Housing Resources | HUD.gov / U.S. Department of Housing …

    Ask general questions, learn about Federal Housing Administration (FHA) loans and other homeownership programs. Call (800) 225-5342 / TTY (800) 877-8339, email answers@hud.gov, or …

  2. What Is an FHA Loan? - Zillow

    6 days ago · An FHA loan is a type of mortgage popular with first-time home buyers. FHA loans are government-backed, meaning a government entity insures them. This entity is the Federal Housing …

  3. What is an FHA loan? Requirements, rates and more - Bankrate

    May 9, 2025 · FHA loans are widely available from private lenders, who can offer these loans to borrowers with lower credit scores and more debt, knowing that the government will protect part of …

  4. FHA Loan Requirements in 2026

    An FHA Loan is a mortgage that's insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time …

  5. FHA loans: Requirements, limits, and rates - Rocket Mortgage

    What is an FHA loan? An FHA loan is a mortgage backed by the Federal Housing Administration and issued by an approved lender. The FHA guarantee helps make homeownership more accessible for …

  6. Federal Housing Administration (FHA) Loan: Requirements, Limits, …

    Jun 15, 2025 · A Federal Housing Administration (FHA) loan is a government-insured mortgage issued by an FHA-approved lender to help borrowers who don't meet conventional standards.

  7. FHA Loans: Exploring the Basics, Requirements and More

    Jan 12, 2026 · An FHA loan is a mortgage backed by the Federal Housing Administration, a government agency that insures mortgage lenders against losses if a borrower defaults on their FHA loan. This …

  8. What Is an FHA Loan? – FHA Loan Requirements 2025 - Redfin

    Nov 10, 2025 · What is an FHA loan? An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. While the FHA doesn’t lend money directly, it provides mortgage …

  9. FHA loans - Consumer Financial Protection Bureau

    Jun 30, 2025 · FHA loans are loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA) , a government agency. The FHA doesn’t lend the money …

  10. FHA loans & rates | FHA loan requirements | U.S. Bank

    FHA loans are government-backed loans that offer consistent rates, low down payment requirements and flexible qualification guidelines. Prequalify to see how much you might be able to borrow, start …