Frequently Asked Questions Thinking about a loan to pay off credit card debt? These quick answers explain how Updraft’s debt consolidation loans work and what to expect before you apply.

By proceeding with checking eligibility, you are agreeing to receive documentation (including any loan documentation) digitally through the Updraft app and to your email address.

How Your Debt-to-Income Ratio Could Add £60,000 to Your Mortgage Making a £60k credit card mistake? Lenders check your debt-to-income (DTI) ratio. Updraft explains how small debts affect …

Updraft helps you pay off expensive credit cards, overdrafts & everything in-between by offering a smarter, simpler loan with one manageable monthly payment. Saving you stress, time, and often, …

If you’re managing more than one card, you can also check your eligibility for an Updraft debt consolidation loan – designed to help you bring multiple balances together into one clear monthly …

Get Updraft support for credit, loans, and account help. Visit our customer help centre online.

Apr 30, 2025 · Updraft is a FCA regulated UK-based app that helps you manage borrowing and reduce debt with smart Open Banking insights. We offer loans from £1,000 to £20,000 over 1-5 years, at a …

Dec 2, 2025 · Updraft, experts in helping people manage their consumer credit, provides comments on why the “freedom fund” movement resonates, and shares realistic ways to build financial …

How do I check my eligibility for Updraft Credit? Why won't Updraft lend me any money? Can I make extra payments/overpayments on my Updraft Credit? Can I repay my Updraft Credit early?

What current accounts and credit cards can I link to Updraft? I want to connect a different bank account/change the bank account I have connected. What do I do?